Important Message for Homeowers
About Vanguard Fire & Casualty


On Friday, 1/19/07 the State of Florida placed Vanguard Fire & Casualty into rehabilitation. There is a seven to ten day period where Vanguard will evaluate any potential options regarding capital infusion, potential merger or sale.

If this does not occur, the process will move Vanguard into liquidation, which will result in policies being cancelled and re-written with another carrier. Return premiums for the cancellation will not be processed in time to re-write with a new carrier. This means that there will be a lag time between your refund and the deposit required by the new carrier.

Our Re-Write Team will be reviewing your current underwriting information to determine what carrier you can be re-written to. It is likely in many cases that the replacement carrier will be Citizens. This could result in a lower premium than what you were paying.

At this point, we do not know the exact cancellation procedures or when cancellations will begin. As soon as we have additional information, we will communicate this to you. Our Re-Write Team has already begun the re-quoting process beginning with most current expiration dates.

We apologize for this inconvenience and will be in touch with you soon regarding replacement coverage.

Thank you for your understanding.